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About
Us
CoastalCaliforniaMortgages.com
is a subsidiary of CoastalHomeLoans.com.
Cobalt Financial Corporation is licensed as a California Real Estate
Broker - license #01821025. The corporate office is located in Northern
San Diego County at 10251 Vista Sorrento Pkwy #350 San Diego,
California 92121.
Our Titles vary. We are mortgage consultants, loan originators, loan
officers, and mortgage brokers.
What does not vary is that every day, borrowers like you entrust us
with one of the most important financial decisions of your life, that
if not executed properly can have long-lasting repercussions as was
witnessed in 2008 during the mortgage meltdown.
We know that despite our best efforts and the government’s best efforts
to regulate the mortgage industry, our borrowers are too busy to review
every last line of every single document . Our borrowers trust us as
their mortgage advisor and that what they are signing is in their best
interest.
We do not take that responsibility lightly. We do what is in the best
interest for you, our client, not what is best for our pocketbook as
some other brokers before us have done. We know by doing this, we not
only are doing what is morally and ethically right, but we know this
belief system will result in our borrowers referring us additional
clients, the underpinnings of a long term relationship.
Highlights of Cobalt Financial
- Members of NAMB (National Association of Mortgage
Brokers)
- FHA approved correspondent
- Cobalt brokers are seasoned brokers. We do not hire
newly licensed loan officers.
- Many loan officers with Cobalt have obtained their
CMPS designation (Certified Mortgage Planning Specialist)
- Managed by Principals with over 62 years experience
in the mortgage industry
- Former principals of the 2nd Largest Mortgage Broker
in the US
- Our corporate office is available to all clients to
intervene in situations when necessary
- We have strict policies to ensure your confidential
information remains confidential
- Partners with the largest banks in the US
- Accurate up front rate and closing cost quotes.
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